Four Alternatives

Four Alternatives

Four Alternatives to Long Term Care Insurance

1. Buy into a continuous care community. Pay a sizable deposit and monthly fees when you move in.
2. Community Living. Choose some old friends and new ones who are willing to move in together and share expenses and provide care when needed…

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Three good reasons

Three good reasons

Three good reasons to have long term care insurance:

1. Access to good care quickly and locally: When needing home care, assisted living, or nursing home care you go to the head of the line if you are considered ‘self-pay’
2. You may be in need of care for a long time (average is 2.5 years): care can be as simple as help preparing meals at home

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2 out of 3

2 out of 3

2 out of 3 of us are going to experience one of the maladies on this list of top long term care needs:

  • Arthritis and other muscle/skeletal issues
  • Heart disease and strokes
  • Cancer
  • Dementia and Alzheimer’s
  • Injury
  • Obesity
  • Parkinson’s and MS

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Long term care: a very important topic

Long term care: a very important topic

Why Long Term Care Insurance is a Very Important Topic

There is a 70% chance that you will need long term care as you grow older. It’s not pretty but it is a reality. You may suffer from a disabling accident of chronic illness (Alzheimer’s) or simply grow old enough to be unable to care for yourself. Long Term Care Insurance (LTCI) is just the way to pay for the cost of care. More people are using the insurance to cover the future health care cost, protect their money and other assets, and live better longer…

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The Odds

The Odds

What are the odds that the following insurance policies will be needed in your lifetime.

All of us have auto insurance, most of us have home owners insurance, and many have disability insurance — all to protect us from what might happen. Have you ever stopped to consider the odds of needing to call in that policy…

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