Most long-term care involves assisting with basic personal needs rather than providing medical care. The long-term care community measures personal needs by looking at whether an individual requires help with six basic activities that most people do every day without assistance, called activities of daily living (ADLs). READ MORE >>
Do your parents have a Health Care Proxy? (Do you?) How will their long term care expenses be paid? (How will yours?)
Holidays (like the 4th of July) provide a special opportunity to have the conversation about their plans. It’s really important to know these things.
The conversations can be hard to start. Read more on how to get the conversation started… READ MORE >>
The odds are worrisome. The typical 65-year-old can expect to live another two decades and has a 52 percent chance of needing some type of long-term care services and support at some point. READ MORE >>
The Balance does a great job of articulating the three most important reasons to have long term care coverage.
They are; quality of life, long costly illness, and freedom of choice. READ MORE >>
1. No one expects you to run…anywhere
2. The things you buy don’t wear out
3. People no longer view you as a hypochondriac
4. There is nothing left to learn the hard way
5. Your investment in long term care insurance finally pays off
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